Ethics, Governance, and Compliance in the Digital Age 数字时代的道德规范、治理与合规 (FTH511)

FTH511 Ethics, Governance, and Compliance in the Digital Age examines ethical frameworks, governance principles, and compliance risk management in the context of the digital economy. It equips students with the conceptual understanding and practical tools to manage ethical and regulatory challenges arising from technological innovation and organisational complexity. Building on the foundation of ethics and technology governance, the course strengthens practical compliance capabilities. Students will learn to identify and measure compliance risks, adopt a risk-based approach (RBA) to design and implement controls, test control effectiveness, and integrate the risk–control–monitor–review cycle within an institution-wide Compliance Risk Framework (CRF). The course also addresses the governance implications of decentralisation and emerging technologies such as artificial intelligence, data analytics, and blockchain/digital assets. It highlights regulatory alignment, accountability, and the application of RegTech solutions to enable effective compliance execution. Through case studies and ethical debates, students will translate ethical principles into actionable governance and compliance artefacts, culminating in the design and presentation of a CRF proposal suited to real-world institutional contexts. FTH511 数字时代的道德规范、治理与合规探讨数字经济背景下的伦理框架、治理原则与合规风险管理。课程旨在帮助学生掌握理论基础与实践工具，以应对科技创新与组织复杂性所带来的伦理与监管挑战。 在伦理与科技治理的基础上，课程进一步强化实务合规能力。学生将学习如何识别与衡量合规风险，采用风险为本的方法（RBA）设计与实施控制措施，测试控制有效性，并将“风险—控制—监测—复核”循环整合进全机构的合规风险框架（CRF）。课程同时探讨去中心化与新兴科技（如人工智能、数据分析、区块链与数字资产）所带来的治理影响，强调监管一致性、问责机制与监管科技（RegTech）在合规执行中的应用。 通过案例分析和伦理讨论，学生将把伦理原则转化为可操作的治理与合规方案，最终完成符合实际机构环境的合规风险框架（CRF）设计与展示。

• From Principles to Processes: Ethics and Regulation in the Digital Age 从原则到流程：数字时代的伦理与监管
• Platform and Decentralised Governance 平台与去中心化治理
• Financial Regulation: Balancing Innovation and Protection 金融监管：创新与保护的平衡
• Financial Crime Compliance: CDD and KYC Essentials 金融犯罪合规: 客户尽调要点
• Financial Crime Compliance: Transaction Monitoring and STRs 金融犯罪合规: 交易监测与申报
• Compliance Risk Framework (CRF) 合规风险框架
• Control Testing and Improvement 控制测试与改进
• Proportionality in Compliance 合规相称性
• Data, AI, and Blockchain Governance 数据、人工智能与区块链治理
• Technology Risk Management and RegTech Solutions 技术风险管理与监管科技解决方案
• Digital Corporate Social Responsibility (CSR) and ESG 数字社会责任与 ESG
• Inclusive and Sustainable Compliance 包容与可持续合规

• Evaluate major ethical frameworks for decision-making in the digital age and map them to organisational governance and compliance contexts 评估数字时代的主要伦理框架，并将其映射到组织治理与合规决策
• Appraise the impacts of financial regulation and monetary policy on the financial markets and financial institutions, and articulate the balance among innovation, stability, and investor/consumer protection 评估金融监管与货币政策对金融市场和金融机构的影响，并阐述在创新、稳定与投资者／消费者保护之间的平衡
• Critique financial crime compliance requirements and procedures, including CDD, KYC, transaction monitoring, and STR reporting 评估金融犯罪合规要求与流程，包括客户尽调、交易监测与可疑交易申报
• Construct a Compliance Risk Framework (CRF) integrating risk identification, control testing, and continuous improvement 构建涵盖风险识别、控制测试与持续改进的合规风险框架
• Formulate governance and ethical responses to risks arising from data use, AI systems, and blockchain applications 制定应对数据、人工智能与区块链技术风险的治理与伦理方案
• Design inclusive and sustainable compliance strategies integrating digital CSR and ESG objectives into institutional practice 设计将数字社会责任与ESG目标融入机构实践的包容性与可持续合规策略