• Pays the insured member the sum insured in the event of an Accidental Death suffered during the period of insurance.
• Pays the insured member the sum insured if he/she suffers a Permanent Total Disablement due to an accident during the period of insurance.
• Pays the insured member a percentage of the sum insured if he/she suffers from a Bodily Injury which results directly in the occurrence of one or more of the events listed in the policy.

For the detailed benefits table, please click here.

Claim Procedures

• Claims should be submitted online via Zurich's Claims Service Portal.
• Please click here for instructions on submitting your claims via the portal.

This Group Hospital & Surgical (GHS) Plan is a medical expense insurance plan that seeks to reimburse the expenses incurred as a result of hospitalisation or surgery. The insurance is to provide 24-hour worldwide coverage in the event of hospitalisation or surgery. There is no minimum duration as long as (a) the Hospital makes a charge for room and board or (b) there is a surgery performed.

Claim Procedures

• Claims should be submitted online via the Howden MediHub Mobile App.
• Students may download the step-by-step guide on submitting claims via Student Portal (News and Notices). For claim queries, students may contact Howden MediHub directly at 6715 6400 (24hr hotline) or via email: howden.medihub@ihp.com.sg.

For the detailed benefits table, please click here.

This plan provides for outpatient consultation. Howden MediHub offers a panel of General Practitioners to cater to students' clinical expenses for common ailments like coughs, colds, flu etc. When visiting a panel GP, students will not have to fork out any cash for care and treatment.

Students should remember to present the eCard together with your identity card, birth certificate or passport when seeking medical care. Always identify yourself with the eCard at all the panel clinics you visit to ensure a cash free consultation.

Claim Procedures

• Claims should be submitted online via the Howden MediHub Mobile App.
• Students may download the step-by-step guide on submitting claims via Student Portal (News and Notices). For claim queries, students may contact Howden MediHub directly at 6715 6400 (24hr hotline) or via email: howden.medihub@ihp.com.sg.

For the detailed benefits table, please click here.

For the complete clinic listing, please tap on the "Panel" icon in the Howden MediHub Mobile App to locate the panel clinics.

This plan seeks to reimburse outpatient specialist consultation expenses with a valid referral letter by a Registered Medical Practitioner (other than the specialist himself) and diagnostic x-ray and laboratory examinations upon the recommendation by a Registered Medical Practitioner in Singapore.

Claim Procedures

• Claims should be submitted online via the Howden MediHub Mobile App.
• Students may download the step-by-step guide on submitting claims via Student Portal (News and Notices). For claim queries, students may contact Howden MediHub directly at 6715 6400 (24hr hotline) or via email: howden.medihub@ihp.com.sg.

For the detailed benefits table, please click here.