Financial Aid
There are various types of financial aid available for you to apply for if you require financial assistance.
New applicants should only submit financial aid scheme applications after you have been accepted for admission.
The Central Provident Fund (CPF) Education Loan Scheme is available to all subsidised SUSS full-time undergraduate students who are Singapore Citizens (SC) or Singapore Permanent Residents (PR) studying in the MOE-subsidised degree programmes at SUSS. This scheme cannot be used to pay miscellaneous fees.
As stipulated by the CPF Board, you can use your own, your spouse's or your parents' CPF savings to pay for your tuition fees. The use of a sibling's CPF savings is only considered on a case-by-case basis.
Repayment
Repayment will start one year after graduation or on leaving the programme, whichever is earlier. The student has to repay the full amount of CPF savings withdrawn and the interest from the time the savings are withdrawn in cash. The interest, which is based on the prevailing CPF interest rate, will be credited into the CPF account of the member whose savings had been used. The repayment can be made in one lump sum or by monthly instalments over a maximum period of 12 years. For outstanding amounts of up to S$10,000, the minimum repayment per month is S$100.
Guarantor
With effect from 1 April 2005, CPF Board has waived the need for students to furnish a guarantor for applications to use CPF savings for education.
How to Apply?
We only accept online submission and you will need your Singpass to login. Please refer to the step-by-step guide on how to submit an online application.
Application Periods:
| New Students | Current Students |
|---|---|
AY2025 Intake: | AY2024 Intake and earlier |
Frequently Asked Questions (FAQs) and Resources
View FAQs on CPF Education Loan Scheme
View CPF interest rates
The Mendaki Tertiary Tuition Fee Subsidy scheme is an education subsidy for Malay students to cover their tuition fees at tertiary institutions.
With effect from 1 January 2011, students with Malay as their first component race of a double-barrelled race (i.e. Malay-Indian or Malay-Chinese) are also eligible for the scheme.
Eligibility
- Singapore Citizens (SC) / Singapore Permanent Resident (SPR)
- Malay or Indonesian descent
- Full-time undergraduate programme at local government tertiary Institution and covered under MOE-subsidised degree programmes
- First awarding Degree
- PCI not exceeding S$2,000
| Income Criteria | Gross Monthly Household Per Capita Income below S$1,400 | Gross Monthly Household Per Capita Income ≥S$1,401 and ≤S$1,700 | Gross Monthly Household Per Capita Income ≥S$1,701 and ≤S$2,000 |
|---|---|---|---|
| Quantum | 100% of subsidised tuition fee | 75% of subsidised tuition fee | 50% of subsidised tuition fee |
How to Apply?
Access MyMENDAKI Portal to submit an online application.
| Academic Year | 1st Application Period | 2nd Application Period | Notification Date |
|---|---|---|---|
| 2025 | 15 May 2025 to 15 July 2025 | 20 November 2025 to 5 January 2026 | You will be informed by Yayasan Mendaki directly |
For more information please visit Mendaki's website here.
The Higher Education Bursary (previously known as MOE Bursary) is funded by the Singapore Government and provides financial assistance to Singapore Citizens pursuing their first MOE-subsidised full-time undergraduate programmes at SUSS. This Bursary is awarded based on financial needs.
The application, notification and disbursement periods are as follows:
| Academic Year | Application Period * | Notification Period | Disbursement Period |
|---|---|---|---|
| AY 2026 | 1 to 30 June | End August | End October |
Value of the Bursary
The Bursary is tenable on a yearly basis. Students receiving the Bursary must not concurrently hold other bursaries or scholarships1.
| Tier 1 | Tier 2 | |
|---|---|---|
| Income# Eligibility Criteria | GHI $5,501 - $9,000 or PCI $1,376 - $2,250 | GHI $9,001 - $12,000 or PCI $2,251 - $3,000 |
| Quantum | S$3,250 | $1,350 |
Note: Revised income eligibility criteria with effect from July 2026 semester.
#Income = gross (i.e., including employee's CPF contribution) income contributions from self- employment, business or salaried employment (which includes basic salary, allowances, overtime pay, bonus, etc.), as well as other sources of income (e.g., rent).
1Students who are awarded the Tertiary Tuition Fee Subsidy for Malays by Yayasan Mendaki or scholarships/bursaries/study awards, which is meant to cover the tuition fees only, can concurrently hold the Higher Education Bursary. Students who are holding awards or bursaries that are meant for specific programmes on top of the tuition fees and living expenses, such as bursaries meant for participation in overseas exchange programmes, can also concurrently hold the Higher Education Bursary. However, students must not concurrently hold the Higher Education Community Bursary and the Higher Education Bursary.
Terms & Conditions
You are advised to read through the Terms & Conditions for the Higher Education Bursary before applying.
How to Apply (Important Information Starting from the July 2026 Semester)
To apply, you need to submit your e-application by the stipulated closing date.
Starting from the July 2026 semester, all income information required to assess bursary applications will be automatically retrieved from the Government’s Household Means Eligibility System (HOMES).
Please note the following:
(1) If you and/or your family member(s) have applied for any of the Government schemes listed here in the last 6 months from the point of your bursary application, you will not need to upload any additional supporting documents for your bursary application.
(2) If you and/or your family member(s) have other sources of assessable income reflected in the latest IRAS’s NOA, please declare this under the eApplication field “Other Sources of Income to Cover Family Expenses” and upload the consent form completed by all household members and NOA under the eApplication field “Other Supporting Documents”. Example of taxable income can be found on the IRAS website under the “Income from other sources” section.
This uploading of consent form and supporting documents is mandatory if you have these other sources of assessable income, even if you have applied for the Government schemes in the last 6 months indicated under (1).
If you have any questions or need clarification, please contact us at 6330 9111 or [email protected] with details of your situation, and we will assist you.
If you need to upload any additional supporting documents, please refer to the Supporting Document Checklist.
For new students, you must be accepted for admission first before submitting your application for the Bursary.
Applicants will be notified of the outcome via email. The decision of MOE and SUSS is final and binding, and no appeal will be entertained.
* You should submit your financial aid application within the application periods. However, if you are in need of financial assistance outside the application periods, you may write to the University, quoting reason(s) and providing supporting documents for your application.
Frequently Asked Questions (FAQs)
View FAQs on Higher Education Bursary/ Higher Education Community Bursary.
The Higher Education Community Bursary (previously known as CDC/CCC Bursary) is funded by the Singapore Government and provides financial assistance to Singapore Citizens pursuing their first MOE-subsidised full-time undergraduate programmes at SUSS. This Bursary is awarded based on financial needs.
The application, notification and disbursement periods are as follows:
| Academic Year | Application Period * | Notification Period | Disbursement Period |
|---|---|---|---|
| AY 2026 | 1 to 30 June | End August | End October |
Value of the Bursary
The Bursary is tenable on a yearly basis. Students receiving the Bursary must not concurrently hold other bursaries or scholarships1.
| Tier 1 | Tier 2 | |
|---|---|---|
| Income# Criteria | GHI ≤ $4,000 or | GHI from $4,001 to $5,500 or |
| Quantum | S$6,300 | $5,100 |
Note: Revised income eligibility criteria with effect from July 2026 semester.
#Income = gross (i.e., including employee's CPF contribution) income contributions from self- employment, business or salaried employment (which includes basic salary, allowances, overtime pay, bonus, etc.), as well as other sources of income (e.g., rent).
1Students who are awarded the Tertiary Tuition Fee Subsidy for Malays by Yayasan Mendaki or scholarships/bursaries/study awards, which is meant to cover the tuition fees only, can concurrently hold the Higher Education Community Bursary. Students who are holding awards or bursaries that are meant for specific programmes on top of the tuition fees and living expenses, such as bursaries meant for participation in overseas exchange programmes, can also concurrently hold the Higher Education Community Bursary. However, students must not concurrently hold the Higher Education Bursary and the Higher Education Community Bursary.
Terms & Conditions
You are advised to read through the Terms & Conditions for the Higher Education Community Bursary before applying.
How to Apply (Important Information Starting from the July 2026 Semester)
To apply, you need to submit your e-application by the stipulated closing date.
Starting from the July 2026 semester, all income information required to assess bursary applications will be automatically retrieved from the Government’s Household Means Eligibility System (HOMES).
Please note the following:
(1) If you and/or your family member(s) have applied for any of the Government schemes listed here in the last 6 months from the point of your bursary application, you will not need to upload any additional supporting documents for your bursary application.
(2) If you and/or your family member(s) have other sources of assessable income reflected in the latest IRAS’s NOA, please declare this under the eApplication field “Other Sources of Income to Cover Family Expenses” and upload the consent form completed by all household members and NOA under the eApplication field “Other Supporting Documents”. Example of taxable income can be found on the IRAS website under the “Income from other sources” section.
This uploading of consent form and supporting documents is mandatory if you have these other sources of assessable income, even if you have applied for the Government schemes in the last 6 months indicated under (1).
If you have any questions or need clarification, please contact us at 6330 9111 or [email protected] with details of your situation, and we will assist you.
If you need to upload any additional supporting documents, please refer to the Supporting Document Checklist.
For new students, you must be accepted for admission first before submitting your application for the bursary.
Applicants will be notified of the outcome via email. The decision of MOE and SUSS is final and binding, and no appeal will be entertained.
* You should submit your financial aid application within the application periods. However, if you are in need of financial assistance outside the application periods, you may write to the University, quoting reason(s) and providing supporting documents for your application.
Frequently Asked Questions (FAQs)
View FAQs on Higher Education Bursary/ Higher Education Community Bursary
The Higher Education Student Loan (HESL) is a Government education loan for students who need assistance to finance their tertiary studies when they pursue approved MOE-subsidised undergraduate programmes at SUSS. This scheme will commence from 1 July 2026 and replace the existing Tuition Fee Loan (TFL) and Study Loan (SL) which will now be merged under the new loan scheme.
SUSS will stop accepting new TFL and SL applications from 1 June 2026 i.e. last day of application on 31 May 2026. Students who wish to apply for a loan after the cut-off date can apply for the HESL from 1 July 2026.
The components of HESL are as follows:
- Base Provision
- Means-tested Provision:
- Balance Fee Coverage (BFC)
- Living Allowance (LA) Loan
- Overseas Student Programme (OSP)*
* Details on OSP will be updated on the website nearer to June 2026.
SUSS has appointed DBS Bank Ltd as the agent to administer the HESL Scheme on behalf of the University.
Eligibility
The HESL is available to all SUSS full-time undergraduate students who are Singapore Citizens (SC), Singapore Permanent Residents (PR), or International Students (IS) studying in the MOE-subsidised degree programmes at SUSS.
The following categories of students are not eligible for HESL:
- Students receiving Government/Statutory Board/SUSS scholarships which cover 100% tuition fees
- Students using Central Provident Fund ("CPF") savings for payment of 100% of the tuition fees
- Students receiving full tuition fee subsidy from Mendaki
- International students who are not receiving MOE tuition grant for their undergraduate programmes
The total loan amounts (from both the HESL and other loans) should not exceed 100% of tuition fees payable by the student.
Loan Quantum
The base provision of HESL covers up to 90%/65%/45% of the subsidised tuition fee payable by SC/PR/IS respectively. The BFC covers the 10% of the remaining subsidised fees payable for SC students not covered by the base provision. Other miscellaneous fees are not covered by HESL.
Eligible students can decide if they wish to take up the base provision only, or the base provision and means-tested provision.
| Student Citizenship | Base Provision
(Non-Means-Tested) % of respective subsidised tuition fees | Means-Tested Provision PCI* ≤ $3,500 (SC/PR) / PCI ≤ $1,875 (IS) | ||
| Balance Fee Coverage (BCF) | Living Allowance (LA) Loan | Overseas Student Programme (OSP)^ | ||
| SC | Up to 90% of subsidised tuition fee payable by SC | Remaining 10% of subsidised tuition fees payable by SC | Up to $4,100 per academic year | Up to $12,000 to cover cost of approved overseas student programme. Students can only take up this loan once during course of undergraduate study and should not have taken up OSPL before for the same course of study. |
| PR | Up to 65% of subsidised tuition fees payable by PR | NA | NA | |
| PR | Up to 45% of subsidised tuition fees payable by IS | NA | NA | |
*Gross monthly household per capita income (PCI) is computed based on total monthly gross household income (GHI) divided by number of family members living in the same household as the student loan applicant.
^ Details on OSP will be updated on the website nearer to June 2026
Guarantor
You will need a guarantor to apply for HESL. The criteria for the guarantor are as follows:
- Above 21 years but not exceeding 60 years (at the point of loan application)
- Must not be an undischarged bankrupt
- SC guarantor will be accepted for SC applicant
- SC or PR guarantor can be accepted for a PR applicant
- SC, PR or foreigner guarantor can be accepted for IS applicant
Repayment
The repayment terms are as follows:
- Repayment of the loan can be made in one lump sum or by equal monthly instalments, commencing not later than 1 year after graduation.
- The minimum amount of repayment is S$100 per month and the maximum repayment period is 10 years.
Interest Rate
HESL is interest-free during the course of study, with interest commencing upon the borrower's graduation or leaving the institution.
The following interest rates will be applicable to HESL scheme.
| Standard interest | 3-month compounded Singapore Overnight Rate Average (3M SORA) plus 1.5 percentage points or such other rates as may be determined from time to time by the bank |
| Late payment interest for overdue and unpaid loans/loan instalment | 3M SORA plus 4.5 percentage points or such rate as may be determined from time to time by the bank |
The interest rates above will be revised on a half-yearly basis based on the 3M SORA published on the Monetary Authority of Singapore’s (MAS) website on 1 March (for the period 1 April to 30 September) or 1 September (for the period 1 October to 31 March of the following calendar year). For instances where 1 March and/or 1 September falls on a weekend and/or a public holiday and rates are not published by MAS, the interest rate will take reference from the 3M SORA published on the Singapore business day before. You can visit DBS website for the applicable interest rates on every 1 April and 1 October.
How to Apply
HESL Application Period
| Academic Year | Start Date of Application | Submission Deadline |
|---|---|---|
July 2026 Semester | 1 July 2026 | 30 September 2026 |
*Note: HESL applications submitted after the stipulated deadline above may be rejected.
To Apply:
Students who wish to apply for the HESL can do so via the new StudentLoanSG (SLSG) portal (address: https://go.gov.sg/slsg), which will also be launched on 1 July 2026 10am. As a start, the portal will accept HESL application from the following students who can use their Singpass account:
- Newly matriculated students in Academic Year (AY) 2026 intake; and
- Existing students (before AY2026 intake) who do not have TFL and SL for their current course of study.
- Please visit StudentLoanSG and login with your Singpass to submit your HESL application. Please submit your application by the stipulated submission deadline above.
- Please be informed that you and your guarantor are required to complete the HESL application via StudentLoanSG. Otherwise, your application will be considered as incomplete.
- Applicants applying additionally for BFC and/or LA loan and/or OSP provision are required to apply with SUSS first for means-testing, before submitting an application for HESL via StudentLoanSG.
- Applications submitted for the Means-tested Provision without the complete set of supporting documents will be deemed as incomplete and will not be processed.
Enquiries
For queries, please contact us at:
- DBS Bank
Tel : +65 6333 0033 - Singapore University of Social Sciences
Tel: +65 6330 9111
Email: [email protected]
* For AY2026 Intake Applicants: Please visit the SUSS website in June 2026 for updates *
The Tuition Fee Loan (TFL) is a Government education loan to help students in their payment of tuition fees.
Singapore University of Social Sciences (SUSS) has appointed DBS Bank Ltd as the agent to administer the TFL Scheme on behalf of the University.
Students who have applied for TFL through DBS will first receive the status of their loan account from the bank, and subsequently a final email notification from SUSS if their applications are successful and accepted. The TFL application is only completed and confirmed, upon the issuance of this final email notification from SUSS.
Eligibility
The TFL is available to all SUSS full-time undergraduate students who are Singapore Citizens (SC) or Singapore Permanent Residents (PR) studying in the MOE-subsidised degree programmes at SUSS.
From AY2018, the TFL is extended to full-time International Students studying in the MOE-subsidised degree programmes at SUSS.
The following categories of students are not eligible for TFL:
- Students receiving Government/Statutory Board/SUSS scholarships which cover 100% tuition fees
- Students using Provident Fund ("CPF") savings for payment of 100% of the tuition fees
- Students receiving full tuition fee subsidy from Mendaki
- Students who are taking non-undergraduate programmes
- Students who are not receiving MOE tuition grant for their undergraduate programmes
Loan Quantum
The TFL covers up to 90% of the tuition fee payable by SC. It does not cover any other miscellaneous fees. You may choose any of these loan quanta: 30%/50%/80%/90% of the total tuition fees payable by SC.
SUSS has the discretion on the quantum of the loan to be granted based on its assessment of the student's needs for financial assistance.
Students who have obtained other loans (e.g., CPF Education Scheme) that cover less than 90% of the fees payable by SC are eligible to take up the TFL to cover the remaining fees payable, as long as the total TFL amount awarded does not exceed 90% of the subsidised fee payable by SC. The total loan amounts (from both the TFL and other loans) should not exceed 100% of fees payable by the student.
Guarantor
You will need a guarantor to apply for . The criteria for the guarantor for the TFL are as follow:
- One guarantor above 21 years but not exceeding 60 years
- No income qualification will be stipulated
- SC guarantor will be accepted for applicant
- SC or PR guarantor can be accepted for a PR applicant
- SC, PR or foreigner can be accepted for foreign applicants
Repayment
The repayment terms are as follows:
- Repayment of the loan can be made in one lump sum or by equal monthly instalments, commencing not later than 2 years after graduation.
- The minimum amount of repayment is S$100 per month and the maximum repayment period is 20 years
- In the event that the borrower leaves the University without completing the degree programme, the loan outstanding will immediately become due and payable. The borrower may, however, repay the outstanding sum by monthly on such terms and conditions as stipulated by SUSS
Interest Rate
Interest will commence after the borrower's graduation.
The following interest rates will be applicable to all new Government education loan (i.e. Tuition Fee Loan and Study Loan) agreements signed on and after 1 April 2024.
| Standard interest* | 3-month compounded Singapore Overnight Rate Average (3M SORA) plus 1.5 percentage points or such other rates as may be determined from time to time by the bank |
| Late payment interest for overdue and unpaid loans/loan instalment | 3M SORA plus 4.5 percentage points or such rate as may be determined from time to time by the bank |
* not applicable to interest-free Study Loan
The interest rates will be revised on a half-yearly basis based on the 3M SORA published on the Monetary Authority of Singapore’s (MAS) website on 1 March (for the period 1 April to 30 September) or 1 September (for the period 1 October to 31 March of the following calendar year). You can visit DBS website for the applicable interest rates on every 1 April and 1 October.
How to Apply
TFL Application Period
| Academic Year | Start Date of Application | Submission Deadline |
|---|---|---|
|
*Note: TFL application submitted after the stipulated deadline above may be rejected.
To Apply;
- Please visit Tuition Fee Loan | DBS Singapore and follow the instructions under the ‘Apply Now’ section to submit your TFL application online via the DBS digibank app. Please submit your application by the stipulated submission deadline above. After submitting, the bank will issue you the loan account number.
- Please be informed that you and your guarantor are required to complete the TFL application via DBS digibank. Otherwise your application will be considered as incomplete.
Important Note:I Digital TFL Application is only applicable to applications with Guarantors who are Singapore Citizens/Permanent Residents and Foreigners who are pass-holders (Residing or working in Singapore). If your Guarantor is neither residing nor working in Singapore please refer to the guide for more information on how to apply for your TFL.
The bank will take approximately 7 working days to process your TFL application and thereafter inform SUSS on the the loan account status of your application.
If your application is successful, SUSS will notify you by email on the balance of the course fee amount payable at your end, after receiving confirmation from the bank. Please note that your TFL application is only confirmed, upon receiving this email from SUSS.
Supporting Documents for TFL Application
- Provisional Offer or Final Offer Letter of Admission (for student)
- SUSS's student card (for student)
- Passport (foreign student and guarantor, where applicable)
Applications submitted without the complete set of supporting documents will be deemed as incomplete and will not be processed.
Enquiries
- DBS Bank
Tel : +65 6333 0033 - Singapore University of Social Sciences
Tel: +65 6330 9111
Frequently Asked Questions (FAQs)
View FAQs on MOE Tuition Fee Loan.
View FAQs on Completing Course and Loan Details at DBS Digibank app.
Infographic on MOE Tuition Fee Loan (TFL)
* For AY2026 Intake Applicants: Please visit the SUSS website in June 2026 for updates *
The MOE Study Loan (SL) is a means-tested Government loan and complements the Tuition Fee Loan (TFL).
The SL provides loans to cover up to the remaining 10% of tuition fees not covered by the TFL. It does not cover any other miscellaneous fees.
Singapore University of Social Sciences (SUSS) has appointed DBS Bank Ltd as the agent to administer the SL Scheme.
Study Loan Application Period
| Academic Year | Start Date of Application | Submission Deadline |
|---|---|---|
|
Eligibility
Singapore Citizen (SC) and Singapore Permanent Resident (PR) students and International Students (IS) studying full-time in the MOE-subsidised undergraduate degree programmes in SUSS are eligible to apply for the SL.
Full-time undergraduates who are awarded fee subsidy or loan by an organisation registered with a government agency or have applied for the government TFL in full or a mixture of both, provided the total subsidy or loan is not below 80% or 90% (refer to table below) of subsidised fees payable by SC shall be considered for the SL. The maximum limit of SL is 10%/20% of the subsidised fees payable by SC plus S$3,600 per annum for living allowance. The total loan amounts for fees (from TFL, SL and other loans) should not exceed 100% of subsidised fees payable by the student.
Full-time undergraduates who have obtained loans amounting to 100% of tuition fees payable from either the CPF Education Scheme or a combination of the TFL and the CPF Education Scheme can borrow up to the maximum living allowance loan quantum only.
Those who are awarded Mendaki fee subsidy or loan can borrow up to the maximum living allowance loan quantum only.
SUSS has the discretion on the quantum of the loan to be granted based on its assessment of the student's needs for financial assistance.
Loan Criteria and Quantum
The SL will be awarded on a means-tested (i.e., needs analysis) basis. The loan quantum is based on the student's Gross Monthly Household Per Capita Income (PCI):
| Loan Type | Tier 1 Study Loan (Waiver of Interest) | Tier 2 Study Loan (With Interest) | |
|---|---|---|---|
| Nationality | SC & PR | SC & PR | IS |
| Income Criteria | Gross Monthly Household per capita Income* ≤ S$950 | Gross Monthly Household per capita Income* > $950 and ≤ $2,700 | Gross Monthly Household per capita Income* ≤ $1,200 |
| Maximum Quantum of Loan | Maximum of 20% of tuition fees payable by SC plus annual living allowance loan of $3,600 | Maximum of 10% of tuition fees payable by SC plus annual living allowance loan of $3,600 | Maximum of 10% of tuition fees payable by SC plus annual living allowance loan of $3,600 |
* Monthly household per capita income is computed based on gross income of immediate and non-immediate family members over the total number of immediate and non-immediate family members.
Guarantor
You will need a guarantor to apply for SL. The criteria for the guarantor for the SL are as follow:
- One guarantor above 21 years but not exceeding 60 years
- No income qualification will be stipulated
- SC guarantor will be accepted for applicant
- SC or PR guarantor can be accepted for a PR applicant
- SC, PR or foreigner can be accepted for foreign applicants
Repayment
The repayment terms are as follows:
- Repayment of the loan commences not later than 6 months after graduation.
- The minimum amount of repayment is S$100 per month and the maximum repayment periods are:
- Study loan (waiver of interest): 5 years from of repayment.
- Study loan (with interest payment): 20 years from of repayment.
- In the event that the borrower leaves the University without completing the programme, the loan outstanding will immediately become due and payable. The borrower may, however, repay the outstanding sum by monthly instalments on such terms and conditions as stipulated by SUSS.
Interest Rate
For students under Tier 1 Study Loan scheme, interest is waived during the repayment period of 5 years. Interest will start accruing if repayment is made beyond the 5-year period.
For students under the Tier 2 Study Loan scheme, interest will commence after the borrower's graduation.
The following interest rates will be applicable to all new Government education loan (i.e. Tuition Fee Loan and Study Loan) agreements signed on and after 1 April 2024.
| Standard interest* | 3-month compounded Singapore Overnight Rate Average (3M SORA) plus 1.5 percentage points or such other rates as may be determined from time to time by the bank |
| Late payment interest for overdue and unpaid loans/loan instalment | 3M SORA plus 4.5 percentage points or such rate as may be determined from time to time by the bank |
* not applicable to interest-free Study Loan
The interest rates will be revised on a half-yearly basis based on the 3M SORA published on the Monetary Authority of Singapore’s (MAS) website on 1 March (for the period 1 April to 30 September) or 1 September (for the period 1 October to 31 March of the following calendar year). You can visit DBS website for the applicable interest rates on every 1 April and 1 October.
How to Apply (2-Part Process)
(Note: Students must have TFL or a loan with any registered government organization before applying SL)
Part 1 of SL application
- To apply, submit the online SL Application Form and the required supporting documents before the stipulated deadline.
- If your application is successful, you will be notified by SUSS within 7 working days of your TFL approval from DBS bank via email (note: only successful applicants will be notified).
Part 2 of SL application
- Upon receiving the email notification from the University, please note that you and your guarantor are required to upload the SL approval letter (issued by the University) and complete the Study Loan form via DBS digibank. Otherwise your application will be considered as incomplete.
In the meantime, you may read through this guide to learn more about what you need to prepare in advance for the submission.
- Upon receiving the confirmation of your Study Loan form submission via DBS digibank, SUSS will notify you via email of the balance of the course fee amount payable on your end, i.e., total course fee payable less your Tuition Fee Loan, Study Loan and any other loan to finance the tuition fees.
- DBS will then update SUSS on your successful Study Loan application and you should receive an annual statement from the bank for your reference.
Applications submitted without the complete set of supporting documents will be deemed as incomplete and will not be processed. Please ensure that you have completed both Part 1 and Part 2 of the application.
Enquiries
- DBS Bank
Tel : +65 6333 0033 - Singapore University of Social Sciences
Tel: +65 6330 9111
Frequently Asked Questions (FAQs)
SUSS Education Access Initiative
At SUSS, we believe that financial barriers should not prevent aspiring individuals from reaching their full potential. The SUSS Education Access Initiative provides eligible students enrolled in our Full‑time Undergraduate programmes with full coverage of tuition fees— up to an amount equivalent to the subsidised fee for a Singapore Citizen (SC) student*.
This initiative is designed to support students from financially disadvantaged households, specifically those with a gross monthly household Per Capita Income (PCI) of $1,375 or below and reside in a 5‑room or smaller HDB flat. Under this scheme, your tuition fees will be funded by a combination of your Higher Education Community Bursary (HECB) monies and other funds from the University.
Upon awarding, eligibility for award continuation is reviewed each subsequent academic year, subject to your eligibility for the HECB.
*If you are not enrolled in the SUSS programme under subsidised tuition fee, the scheme will only cover up to the amount equivalent to the subsidised tuition fee for a SC student. You will be required to pay the remaining balance tuition fees.
The application and notification periods are as follows:
| Academic Year | Application Period | Notification Period |
|---|---|---|
| AY2026 | 1 to 30 June | Between August to November |
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
To be considered for the SUSS Education Access Initiative, student only need to submit a complete Higher Education Community Bursary / Higher Education Bursary (HECB/HEB) e-application together with the supporting documents by the stipulated closing date. The HECB/HEB application will be used to assess the student's eligibility for the SUSS Education Access Initiative. Applications without supporting documents will be deemed as incomplete and will not be processed.
Frequently Ask Questions (FAQs)
View FAQs on SUSS Education Access Initiative
The SUSS is committed to providing a quality education for all our students. To ensure that no deserving student is denied admission because of financial difficulty, the SUSS offers a variety of financial aid schemes.
The financial aid schemes are open to financially-needy students with good academic records (for new students), or have made satisfactory progress towards completion of his/her academic programme (for existing students).
Application Period
1 to 30 June
Applicants will be notified of the outcome via MyMail by end August. The decision of SUSS is final and binding, and no reasons will be given for the non-selection of unsuccessful candidates. No appeals will be entertained.
SUSS Study Grant
The SUSS Study Grant provides financial assistance to needy students studying at the University. To be eligible for the study grant, you must be a Singapore Citizen or Permanent Resident with financial needs and must achieve at least a cumulative Grade Point Average of 2.0 at point of study grant application.
SUSS Alumni Fund
The SUSS Alumni Fund aims to uplift undergraduates by financially supporting them through their education journey with SUSS. The Fund supports the following Study Grants:
Clifton and Mildred Tan Study Grant
The SUSS Alumni Fund – Clifton and Mildred Tan Study Grant is established through the generosity of Mr Clifton and Mrs Mildred Tan. Awarded annually to up to three students, the grant provides support to those facing financial challenges in their academic journey.Eu Capital Study Grant
This award is made possible through the generosity of SUSS alumni who are committed to supporting our students. It embodies the spirit of giving back and the strong sense of community that defines the SUSS experience. The alumni hope this support will inspire recipients to one day extend the same generosity to others in need.Hazizah and Mas'ud Study Grant
This award is made possible through the generosity of SUSS alumni who are committed to supporting our students. It embodies the spirit of giving back and the strong sense of community that defines the SUSS experience. The alumni hope this support will inspire recipients to one day extend the same generosity to others in need.HK and AT Cheong Study Grant
This award is made possible through the generosity of SUSS alumni who are committed to supporting our students. It embodies the spirit of giving back and the strong sense of community that defines the SUSS experience. The alumni hope this support will inspire recipients to one day extend the same generosity to others in need.Lily Too Ah Wah Study Grant (Open to all, with preference for Malaysian students)
This award is made possible through the generosity of SUSS alumni who are committed to supporting our students. It embodies the spirit of giving back and the strong sense of community that defines the SUSS experience. The alumni hope this support will inspire recipients to one day extend the same generosity to others in need.Nam Leong Co (Pte) Ltd Study Grant
This award is made possible through the generosity of SUSS alumni who are committed to supporting our students. It embodies the spirit of giving back and the strong sense of community that defines the SUSS experience. The alumni hope this support will inspire recipients to one day extend the same generosity to others in need.Ng Cheng Pheng Study Grant (Open to all, with preference for Malaysian students)
This study grant is made possible through Mr Yeo Keng Joon in memory of Ms Ng Cheng Pheng. A Malaysian who emigrated to Australia in 1972 after training as a nurse in London, Ms Ng built a meaningful career in healthcare while pursuing further studies in gerontology. Deeply involved in her community and church, she remained active in service even after an accident in 2002 left her quadriplegic, and was later honoured with the Paul Harris Diamond Award for her contributions. Known for her generosity, resilience, and belief in social justice, Ms Ng’s legacy lives on through this grant, which supports students in their educational journey.Robbie and Mervlyn Study Grant
This award is made possible through the generosity of SUSS alumni who are committed to supporting our students. It embodies the spirit of giving back and the strong sense of community that defines the SUSS experience. The alumni hope this support will inspire recipients to one day extend the same generosity to others in need.
Alumni Study Grant
This study grant is made possible by Dr Tan Lee Siang. Dr Tan was a teacher at Anderson Primary School and served as the president of the Chinese Teachers Literary Recital Society. She completed all her higher education degrees at SUSS, fulfilling a lifelong dream after overcoming a challenging childhood. As someone who deeply values learning, she hopes to support students from disadvantaged backgrounds in completing their education, enabling them to pursue fulfilling careers and give back to the society.
SUSS Alumni Cares Study Grant
This fund is made possible by the SUSS Alumni community in recognising students who are pursuing lifelong learning while making a difference to their families, workplaces, and society. It aims to provide financial assistance to full-time students through the SUSS Alumni Cares Study Grant.
SUSS Business and Community Circle Study Grant
The SUSS Business and Community Circle Study Grant is made possible through the generosity of SUSS established in 2023 by a group of like-minded business and community partners to encourage deserving students in their pursuit of higher education. The study grant is presented annually to full-time and part-time undergraduate students from the six schools across SUSS.
SUSS Class of 2022 Study Grant Fund
This study grant is championed by the Class Giving 2022 Committee. The Class of 2022 Study Grant Fund was established by individuals who wanted to give back to others in need. The fund aims to support full-time students in financial need, helping to ease their educational journey.
CLASS Bursary
This bursary is made possible through the generosity of the Copyright Licensing And Administration Society of Singapore (CLASS). Established in 1999, CLASS is a non-profit organisation that protects and enables access to copyrighted materials through licensing of academic works, newspaper articles, journals, novels, photos and illustrations. CLASS continues to advocate for education, recognising its essential role in nurturing an intellectually engaged and collaborative society.BDO Jubilee Study Grant
This study grant is made possible by BDO Singapore. Established in 1972, they provide comprehensive professional audit, tax, and advisory services and is committed to supporting students in their educational journey.
Visit https://www.bdo.com.sg for more information about BDO Singapore.
Char Yong (Dabu) Association Singapore Study Grant
This study grant is made possible by the generosity of the Char Yong (Dabu) Association. Founded in 1858, the Association is dedicated to supporting the welfare of the Hakka community and nurturing future generations. Beyond its core mission, the Char Yong (Dabu) Association is also actively involved in charitable initiatives and contributes to educational causes, reflecting its commitment to supporting students in their educational journey.
Visit https://www.charyong.org.sg/ for more information about the Char Yong (Dabu) Association.Choo-Lim Study Grant
This study grant is made possible through the generosity of Professor Choo Chiau Beng. Professor Choo served as Chairman of M1 Limited and CEO of Keppel Corporation and continues to serve in various capacities across different institutions. Supporting financially disadvantaged students at the School of Science and Technology, this award reflects Professor Choo’s dedication to education and his desire to support and inspire future generations in their academic and professional pursuits.
Ivy Chia Study Grant
This study grant is made possible through the generosity of Ms Ivy Chia, who wishes to encourage students at SUSS in their pursuit of lifelong learning. She hopes that recipients of this study grant will be inspired to give back to society and extend support to others in need.
K V Veloo Study Award
This study award is made possible by Mr K. V. Veloo who was a pioneering Singaporean social worker whose lifelong dedication helped shape Singapore’s social service landscape through his leadership, advocacy, and commitment to uplifting vulnerable individuals and strengthening communities. The K V Veloo Study Award was established by his family in his memory, with the aim of recognising and supporting deserving full-time undergraduates in Social Work at Singapore University of Social Sciences.
Lee Foundation Education Access Study Grant
This study grant is made possible through the generosity of the Lee Foundation, founded by the late Mr Lee Kong Chian in 1952. Mr Lee was a philanthropist and multi-millionaire businessman who made his mark in the rubber trade before expanding into the pineapple, coconut oil, and sawmilling industries. Although Mr Lee passed away in 1967, he left half of his fortune to the Lee Foundation to ensure the continuation of his philanthropic legacy. The Lee Foundation was established with Mr Lee's capital sum of $3.5 million, focusing on supporting Singapore’s education, healthcare, welfare, social causes, and cultural development.
The Lee Foundation is providing study award to deserving full-time undergraduates with a monthly household Per Capita Income (PCI) of not more than the prevailing Higher Education Community Bursary Tier 2 income eligibility criteria.
Light of Wisdom Study Grant
The aspiration of the Light of Wisdom Fund is for beneficiaries to cultivate Compassion, Loving-Kindness and Wisdom in self and others for the benefit of all Sentient Beings.
Liu Xinlin Study Award
This study award is made possible through the generosity of Ms Liu Xinlin, who believes that financial literacy is key to addressing income inequality. Ms Liu pursued a career in financial advisory after graduating with honours in Economics, alongside minors in Business and Psychology. She is passionate about empowering others with financial knowledge, helping them make informed decisions for a better future. Through her work, Ms Liu continues to champion the importance of education and financial planning in creating a more equitable society.
Loi Ooi Toh Fund Study Grant
Loi Ooi Toh Fund Study Award
This grant / award is made possible through the generosity of an anonymous donor, known only as Mr Lim. It was established in memory of his late majie, Miss Loi, and the many majie who dedicated their lives to service. Miss Loi cared for Mr Lim and his brother from early childhood until her retirement. The grant / award honours her devotion and the lasting impact of a generation of women who made Singapore their home.
Each grant / award is used to pay the course fee of the awarded semester. There is no bond attached to the study award / study grant. Successful candidates will be receiving either the study grant or study award for the awarded semester. The value of each study grant/ award is as follows:
Grant and Award Amount Loi Ooi Toh Fund Study Grant S$1,000 Loi Ooi Toh Fund Study Award S$2,000
Masonic Charitable Fund - Baey Lian Peck Study Grant
This study grant is made possible by the generosity of the Masonic Charitable Fund (MCF) in collaboration with the family of the late Dr Baey Lian Peck. Dr Baey was a prominent Singaporean entrepreneur and public servant who made significant contributions to the nation's development. After achieving considerable success in business by the age of 38, he chose to dedicate his efforts to public service, often declining remuneration to maintain his independence. Dr Baey's commitment to social service extended to co-founding NTUC FairPrice and contributing to the establishment of INTRACO, enhancing Singapore's trade capabilities.
Masonic Charitable Fund - R Rawlings Horsburgh Lodge Study Grant
This study award is made possible by the generosity of the Masonic Charitable Fund (MCF) and co-funding from Mr Robin Rawlings, a senior Freemason and Brother of Horsburgh Lodge. It was established in 2021 to provide annual bursaries to financially disadvantaged full-time and part-time undergraduate students at SUSS.
Mr and Mrs Victor Khoo SH Study Grant
The donors wish to recognise and support deserving full-time undergraduates by easing their financial commitments. Through this support, students are better able to focus on their studies, pursue their academic goals with confidence, and make the most of their university experience.
Mrs Wong-Mah Jia Lan Study Award
This study award is made possible through the generosity of Mrs Wong-Mah Jia Lan, affectionately known as Mama Wong. A successful businesswoman and devoted philanthropist, she supports a wide range of causes across Singapore and Asia. Growing up in the 1950s, Mama Wong did not have the opportunity to pursue formal education, instead helping with the family business. Later in life, alongside her late husband Mr Wong Kwok Leong, she managed several ventures, including tin mining, shipping supplies, and the hotel industry. Her gift reflects a deep belief in the power of education to transform lives.
Ng Liew Peng Study Grant
This study grant is made possible through the generosity of Ms Ng Liew Peng. She wishes to support students at SUSS in their pursuit of knowledge and hopes that, in the future, grant recipients will give back to society and support others in turn.
Thomson Shin Min Foundation Study Award
This study award is made possible through the generosity of the Thomson Shin Min Foundation. This initiative aims to empower financially disadvantaged students at SUSS by providing them with the opportunity to pursue their goals and dreams, regardless of financial means or background.
Tax Academy of Singapore Study Grant
This study grant is made possible through the generosity of Tax Academy of Singapore. The Tax Academy of Singapore is a not-for-profit institution set up by the Inland Revenue Authority of Singapore in collaboration with Deloitte, EY, KPMG, PwC, the Singapore Chartered Tax Professionals, the Institute of Singapore Chartered Accountants, and the Law Society of Singapore. It keeps tax professionals updated on global developments through seminars and conferences. They support full time undergraduate students of the Bachelor of Accountancy programme under the SUSS School of Business.
Goh Yah Heng Wendy Caring Fund Study Grant
This study grant is made possible by the generosity of an anonymous donor and is named in memory of their late sister. The donor hopes to support full-time Bachelor of Social Work undergraduate students at the S R Nathan School of Human Development by easing their financial burdens and encouraging continued learning and growth.
Tan Ooi Khoo Family Study Grant
This study grant is made possible through the generosity of Mr Thomas Clive Khoo in supporting financially disadvantaged students. This meaningful contribution helps ensure that deserving students can pursue their education with fewer financial constraints, empowering them to reach their full potential.
Tenure of Study Grant
Each study grant is given only for the semester in which it is awarded and used to pay the course fee of that semester. There is no bond attached to the study grant.
Value of Study Grant
Each study grant is valued at S$1,000 each, unless stated otherwise
Terms & Conditions
You are advised to read through the Terms and Conditions for the Study Grant before applying.
How to Apply
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
For new students, you must submit your admission e-application first before submitting your application for study grant.
Candidates will be shortlisted via SUSS Study Grant applications i.e. please select the option for “SUSS Study Grant” when you log in to the online application form. Applicants will be notified of the outcome via email by end August for the July Semester. The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
From July 2026 semester onwards, Singapore Citizen students who apply for Study Grants and Study Awards but did not separately apply for the Higher Education Community Bursary/Higher Education Bursary (HECB/HEB), will automatically be considered for HECB/HEB eligibility assessment. Please refer to the Financial Aid webpage for more information on available financial aid schemes and application periods.
Application Period
1 to 30 June
For new students, you must submit your admission e-application first before submitting your application for the study award.
Applicants will be notified of the outcome via MyMail by end August. The decision of SUSS is final and binding, and no reasons will be given for the non-selection of unsuccessful candidates. No appeals will be entertained.
From July 2026 semester onwards, Singapore Citizen students who apply for Study Grants and Study Awards but did not separately apply for the Higher Education Community Bursary/Higher Education Bursary (HECB/HEB), will automatically be considered for HECB/HEB eligibility assessment. Please refer to the Financial Aid webpage for more information on available financial aid schemes and application periods.
Ang Yew Shen Study Award
This study award is made possible by Mr Ang Yew Shen, A SUSS alumnus. He established this award to recognise final-year Business students who have shown the most improvement. Mr Ang hopes this award will inspire students to persevere through challenges, stay motivated to work hard and give back to society.
Eligibility Criteria
- Singapore Citizens or Permanent Residents
- Monthly household per capita income (PCI) of less than $3,000
- Year 3 students who are going on to Year 4 of studies at the point of application for Study Award
- Must achieve at least a cumulative Grade Point Average (CGPA) of between 2.5 to 3.7 at point of study grant application.
Shortlisted students will be monitored during their final year. The student with the most improved CGPA will be awarded the amount of S$3,000 as cash disbursement at the end of his/her Year 4 studies.
Shortlisted candidates are required to attend an in-person group briefing by the donor. They are also encouraged to initiate one-to-one engagements with the donor throughout the year.
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
To apply, you need to submit your e-application via the Student Portal together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Shortlisted candidates will be required to attend an interview. Failure to attend the interview session will result in forfeiture of the opportunity.
BinjaiTree Study Grant
This study grant is made possible by BinjaiTree, a Singapore-based philanthropic organisation committed to creating positive and lasting social impact. Through its support of education, BinjaiTree seeks to empower SUSS students by helping them pursue their studies and develop their potential, contributing meaningfully to their communities and society at large.
Eligibility Criteria
- Singapore Citizens and Permanent Residents
- Monthly household per capita income (PCI) of less than S$3,000
- Achieved cumulative Grade Point Average (CGPA) of 2.0
Value of Award
Each Study Award is valued at S$1,000 and will be issued as cash disbursement.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Catalyst Study Award
This study award is made possible by the generosity of two anonymous donors. Strong believers in the value of education, they are committed to removing financial barriers to help students complete their full-time undergraduate studies.
Eligibility Criteria
- Singapore Citizen or Malaysia Citizen(who may or may not hold Singapore Permanent Resident status)
- Monthly household per capita income (PCI) of less than S$1,375
- Achieved a cumulative Grade Point Average of at least 3.0
Value of Award
Each study award is valued at S$5,000 and will be issued as cash disbursement. There is no bond attached to the study award.
How to Apply
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Shortlisted candidates will be required to attend an interview. Failure to attend the interview session will result in forfeiture of the opportunity.
Dr Lillyn Teh Endeavour Award
This award is made possible by Dr Lillyn Teh. Dr Teh is an advocate for education as the cornerstone of shaping future pathways for individuals. Having benefited from her parents' support for her own educational journey, Dr Teh is committed to giving back by expanding access to quality education. With a firm belief that education drives social mobility and economic progress, she champions initiatives that promote meaningful learning, encouraging curiosity, creativity, and critical thinking in the next generation.
The award provides a fixed annual quantum for Singapore Citizen undergraduates.
Eligibility Criteria
• Achieve a cumulative Grade Point Average of at least 2.0
Value of Award
The Award will cover costs for the Tuition fees (excluding deferred/repeat course fees, re-sit fees, miscellaneous fees, and overseas expenses) after offsetting the Higher Education Community Bursary (Tier 1/Tier 2) and the fixed annual quantum for the Academic Year (AY).
| Student Awarded with | Accountancy Programme | Non-Accountancy Programme |
|---|---|---|
| MOE HECB Tier 1 | $2,200 | $1,200 |
| MOE HECB Tier 2 | $3,400 | $2,400 |
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
Application Period: 1 to 30 June
The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
Frequently Ask Questions (FAQs)
Dr Lillyn Teh Endeavour Plus Award
This award is made possible by Dr Lillyn Teh. Dr Teh is an advocate for education as the cornerstone of shaping future pathways for individuals. Having benefited from her parents' support for her own educational journey, Dr Teh is committed to giving back by expanding access to quality education. With a firm belief that education drives social mobility and economic progress, she champions initiatives that promote meaningful learning, encouraging curiosity, creativity, and critical thinking in the next generation.
Eligibility Criteria
• Achieve a cumulative Grade Point Average of at least 3.0
Value of Award
Each Award is valued at S$3,000 and will be issued as cash disbursement.
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
Elizabeth and Anthony Prakasam Trust Study Award
This study award is made possible through the generosity of Mr Silvester Prakasam and is named in memory of his late wife and son. Mr Prakasam has over 20 years of experience in developing automatic fare collection systems for rail and public bus networks. Since 1994, he has played a key role in conceptualising a contactless smart card system for public transport, which later became the EZ-link card. Mr Prakasam hopes this award will empower SUSS students to overcome financial barrier and pursue their education with confidence and purpose.
Eligibility Criteria
- Singapore Citizens or Permanent Resident;
- Priority given to Indian students
- Monthly household per capita income (PCI) of less than $3,000
- Achieved a cumulative Grade Point Average of at least 2.5
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement. Recipients of the award must maintain a CGPA of at least 2.5 in each subsequent semester to be eligible for continued disbursement.
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
To apply, you need to submit your e-application together with the supporting documents by one of the stipulated closing dates. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Shortlisted candidates will be required to attend an interview. Failure to attend the interview session will result in forfeiture of the opportunity.
Glocom Engineering Study Award (formerly known as Glocom Marketing Study Award)
This study award is made possible by a gift from Glocom Engineering Pte Ltd, a subsidiary of Dou Yee International. Glocom is a regional engineering solutions provider, specialising in EMI/RFI shielding, microwave absorbers, and advanced manufacturing for medical and food-grade products. The company aims to provide financial support to SUSS students in helping them pursue their studies and achieve their potential.
Eligibility Criteria
- Singapore Citizens, Permanent Residents and Malaysian Citizens
- Monthly household per capita income (PCI) of less than $1,375
- Achieved a cumulative Grade Point Average of at least 2.0
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement. Recipients shall continue to receive the study award throughout the course of their studies with SUSS, subject to continued fulfilment of minimum CGPA of 2.0.
How to Apply
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Kew Study Award
Eligibility Criteria
- Singapore Citizens and Permanent Residents
- Monthly household per capita income (PCI) of less than S$3,000
- Achieved a cumulative Grade Point Average (CGPA) of 2.0
Value of Award
Each Study Award is valued at S$2,000 and will be issued as cash disbursement.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Kewalram Chanrai Group Study Grant
This study grant is made possible by a gift from the Kewalram Chanrai Group, a global conglomerate with over 150 years of heritage, dedicated to fostering innovation, excellence, and growth across diverse industries. With a strong presence in sectors such as textiles, automobiles, agriculture, and financial services, the Group has consistently contributed to the development of communities worldwide.
Eligibility Criteria
- All nationalities
- Female undergraduates at the S R Nathan School of Human Development (NSHD) and the Bachelor of Social Work from the School of Social Work and Social Development (SWSD)
Value of Award
Each Study Award is valued at S$1,000 and will be issued as cash disbursement.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Kok Poh Lai Study Award
This study award is made possible through the generosity of Ms Rosalind Fok, in honour of her mother Ms Kok Poh Lai.
Eligibility Criteria
- Singapore Citizens and Permanent Residents
- Open to undergraduates from School of Business
- Achieved a cumulative Grade Point Average (CGPA) of 3.0
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
LHC Study Award
This study award is made possible through the generosity of an anonymous donor in supporting full-time undergraduates who meet the Ministry of Education (MOE) Bursary criteria.
Eligibility Criteria
- All nationalities
- Monthly household per capita income (PCI) of less than S$3,000
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement.
How to Apply
To apply, you need to submit your e-application via the Student Portal together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Lim Pu Leh Study Award
This study award is made possible by the generosity of Mr Yeo Keng Joon and his siblings in honour of their late mother, Mdm Lim Pu Leh. Mdm Lim single-handedly raised three children while working multiple jobs as a washerwoman and domestic helper. She was a role model who instilled in her children the values of thrift, resilience, and generosity. Having once relied on financial aid from clan associations and schools, her family now wishes to give back to the community in her name by supporting students facing similar financial challenges. Mr Yeo hopes that recipients of this study award will continue to give back to society and help others in need.
Eligibility Criteria
- Open to all nationalities; preference given to Malaysian students (who may or may not hold Singapore Permanent Resident status)
- Achieved a cumulative Grade Point Average (cGPA) of at least 2.0
- Have to be on the MOE Tuition Fee Loan
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement.
How to Apply
To apply, you need to submit your e-application via the Student Portal together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Shortlisted candidates will be required to attend an interview. Failure to attend the interview session will result in forfeiture of the opportunity.
Malaysian Community Study Award
This study award is made possible by the generosity of Mr Yeo Keng Joon and his siblings in honour of their late mother, Mdm Lim Pu Leh. Mdm Lim single-handedly raised three children while working multiple jobs as a washerwoman and domestic helper. She was a role model who instilled in her children the values of thrift, resilience, and generosity. Having once relied on financial aid from clan associations and schools, her family now wishes to give back to the community in her name by supporting students facing similar financial challenges. This award hope to inspire and reminds Malaysian roots.
Eligibility Criteria
- Open to all nationalities; preference given to Malaysian students (who may or may not hold Singapore Permanent Resident status)
- Monthly household per capita income (PCI) of less than S$3,000
- Have to be on the MOE Tuition Fee Loan
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Shortlisted candidates will be required to attend an interview. Failure to attend the interview session will result in forfeiture of the opportunity.
MOcean Navigator Study Grant
This study grant is made possible through the generosity of Mr Mo Fei, a graduating student from the Master of Science in Management programme at SUSS. Funded by his entrepreneurial endeavours during his postgraduate studies, this award aims to uplift younger students facing financial challenges. More than just financial support, it stands as his reminder for recipients to persevere in their pursuits, navigate forward, and realise their personal value.
Eligibility Criteria
- Singapore Citizens and Permanent Residents
- Open to undergraduates from School of Business
- Monthly household per capita income (PCI) of less than S$3,000
Value of Award
Each Study Award is valued at S$1,000 and will be issued as cash disbursement.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Octava Foundation Study Award
This study award is made possible through the generosity of the Octava Foundation, a private grant-maker based in Singapore. The Foundation is committed to empowering children and youth by providing equitable opportunities to succeed regardless of socio-economic background. It supports programmes that improve learning, build skills, and enhance employability for underserved young people. It also offers bursaries through study awards to help motivated youth from underserved communities access and complete tertiary education.
Eligibility Criteria
- All nationalities
- Pursuing Bachelor of Social Work
- Monthly household per capita income (PCI) of less than S$3,000
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement. Recipients shall continue to receive the study award throughout the 4 years of their studies with SUSS, subject to continued fulfilment of the above eligibility criteria.
To fulfil the PCI criteria, recipients should apply for Higher Education Bursary (HEB)/Higher Education Community Bursary (HECB) each academic year, allowing us to assess your household income. If your bursary application is successful, you may hold both the HECB and the Octava Foundation Study Award concurrently.
How to Apply
To apply, you need to submit your e-application via the Student Portal together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Quantedge Foundation – SUSS Education Access Awards
This award is made possible through the generosity of Quantedge Foundation. Quantedge Foundation is a philanthropic organisation established by the principals of Quantedge Capital. Based in Singapore, the Foundation supports a broad range of charitable causes with a strong focus on improving social mobility. It believes that every child and youth, regardless of background, should be given equal opportunities to realise their fullest potential. Through strategic partnerships and impactful programmes, the Foundation aims to address systemic barriers and create meaningful, sustainable change. Its efforts are rooted in the conviction that equitable access creates a more inclusive society.
Who is Eligible?
- Singapore Citizens
- Students undertaking SUSS full-time undergraduate programmes
- Gross monthly household Per Capita Income (PCI) of not more than $1,000 and must concurrently hold the Higher Education Community Bursary (HECB) Tier 1. Details on the HECB are available here.
- Lives in a HDB flat that is no larger than a 4-room type HDB flat;
- Does not, and whose immediate family members (including parents, spouses, siblings and/or children) do not, own any private property in or outside of Singapore; and
- Does not already possess a Bachelor’s degree.
Tenure and Value of Award
This Award will support recipients during their 4-year study at SUSS. It will cover costs for the Tuition fees (excluding deferred/repeat course fees, re-sit fees, miscellaneous fees, and overseas expenses) after offsetting the Higher Education Community Bursary (Tier 1).
As an awardee of the Quantedge Foundation (QF)-SUSS Education Access Award, your full tuition fee may be covered by the various financial aid schemes such as the Higher Education Community Bursary, other study award/grant and/or MOE Tuition Fee Loan in addition to the QF-SUSS Education Access Award.
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply?
Application period: 1 to 30 June
To apply for the Award, you need to submit your e-application by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Only successful candidates shall be notified via email between August to November.
The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
Frequently Ask Questions (FAQs)
View FAQs on Quantedge Foundation – SUSS Education Access Awards
Sim Foundation Chinese Studies Study Award
This study award is made possible by the Sim Foundation, established by Mr Sim Hoay Cheok (沈怀祖)who is inspired by Lee Kong Chian's philanthropic contributions to education. He is also strong supporter of the Thong Chai Institute of Medical Research and is the Honorary Chairman. The Sim Foundation’s Chinese Studies Endowment Fund supported the first batch of award recipients for the Chinese Studies Programme at SUSS, which launched in 2023.
Eligibility Criteria
- Singapore Citizens and Permanent Residents
- Pursuing Bachelor of Arts in Chinese Studies (中文学学位)
- Monthly household per capita income (PCI) of less than S$3,000
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Singapore Leong Khay Huay Kuan Study Award
This study award is made possible through the generosity of the Singapore Leong Khay Huay Kuan (新加坡龙溪会馆), a clan association established in 1939 with roots in China’s Fujian province. Committed to preserving Chinese language and culture, the association supports education and social welfare initiatives. Through scholarships and community support, it continues to empower students and contribute to Singapore’s multicultural heritage.
Eligibility Criteria
- Singapore Citizens
- Full-time undergraduates from Bachelor of Arts in Chinese Studies
- Monthly household per capita income (PCI) of less than S$3,000
Value of Award
Each Study Award is valued at S$3,000 and will be issued as cash disbursement. Recipients shall continue to receive the study award during the course of their study, subject to the fulfilment of the above criteria.
To fulfil the PCI criteria, recipients should apply for Higher Education Community Bursary/Higher Education Bursary (HECB/HEB) each academic year, allowing us to assess your household income. If your bursary application is successful, you may hold both the HECB/HEB and the Singapore Leong Khay Huay Kuan Study Award concurrently.
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Shortlisted candidates may be required to attend an interview.
S R Nathan Study Grant
This study grant is made possible through the generosity of the S R Nathan Education Upliftment Fund, established by the late S R Nathan, Former President of Singapore, to support students through education.
The grant provides financial assistance to financially disadvantaged full-time undergraduates pursuing the Bachelor of Social Work programme. It aims to support students who demonstrate financial need as they continue their studies at SUSS.
Eligibility Criteria
- All nationalities
- Pursuing Bachelor of Social Work
- Monthly household per capita income (PCI) of not exceeding S$3,000
Value of Award
Each Study Award is valued at S$1,500 and will be issued as cash disbursement.
How to Apply
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Wong Lan Eng Study Grant
Mdm Wong Lan Eng passed away in June 2014, but she lived a truly fulfilling life. While studying at Raffles College and volunteering as a teacher at Methodist Girls' School, the Japanese Occupation occurred. During this challenging time, she learnt Japanese to secure additional food rations. She then completed her studies with a scholarship; and later embarked on a fulfilling career as a geography teacher, a profession she deeply enjoyed. Mdm Wong also had a passion for cooking and loved travelling the world.
Eligibility Criteria
- All nationalities
- Monthly household per capita income (PCI) of not exceeding S$3,000
- Achieved a cumulative Grade Point Average (cGPA) of at least 2.0
Value of Award
Each Study Award is valued at S$1,000 and will be issued as cash disbursement. Recipients shall continue to receive the study award during the course of their study, subject to the fulfilment of the above criteria (capped at total S$4,000 per recipient).
To fulfil the PCI criteria, recipients should apply for Higher Education Community Bursary/Higher Education Bursary (HECB/HEB) each academic year, allowing us to assess your household income.
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
To apply, you need to submit your e-application together with the supporting documents via the Student Portal by the stipulated closing deadline. Applications received without supporting documents will be deemed as incomplete and will not be processed.
Yu Lay Choo Study Grant
This study grant is made possible through the generosity of Mr Sim Hoak Cheok (沈怀祖) in honour of his late mother. He wishes to encourage and motivate social work students at SUSS in their pursuit of making a difference for the community and he hopes that in future, the award recipients will also pay-if-forward.
Eligibility Criteria
- Singapore Citizens and Permanent Residents
- Pursuing Bachelor of Social Work
- Monthly household per capita income (PCI) of less than S$3,000
Value of Award
Each Study Award is valued at S$2,000 and will be issued as cash disbursement.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Pay It Forward Award
This award is made possible by Dr Lillyn Teh. Dr Teh is an advocate for education as the cornerstone of shaping future pathways for individuals. Having benefited from her parents' support for her own educational journey, Dr Teh is committed to giving back by expanding access to quality education. With a firm belief that education drives social mobility and economic progress, she champions initiatives that promote meaningful learning, encouraging curiosity, creativity, and critical thinking in the next generation.
The Pay It Forward Award is intended to provide additional financial support to students. The Award, disbursed as cash to recipients, can be provided to cover the following:
(1) out-of-pocket costs incurred for overseas learning trips
(2) purchase of laptops for University -related study purposes or
(3) expenses incurred for the participation in competitive sports, as endorsed by the University.
Recipients are strongly encouraged to contribute to the Fund after graduation. In doing so, the Pay It Forward Award can be continually renewed for the benefit of future cohorts.
Pay It Forward - Overseas Learning Trip
Application Period
| Semester | Application Period | Notification Period |
|---|---|---|
| January | 1 February to 28 February | Mid - April |
| July | 1 August to 31 August | Mid - October |
Eligibility Criteria
- Singapore Citizens
- Monthly household per capita income (PCI) of less than S$3,000
- Achieved cumulative Grade Point Average (CGPA) of 3.0
Value of Award
Each award is valued at up to S$1,500 and will be provided in advance via PayNow (NRIC), to help support your overseas learning expenses.
The value of the award will be dependent on the destination of your overseas trip as detailed below:
i. ASEAN: S$500
ii. Asia: S$1,000
iii. Worldwide: S$1,500
Students who are not selected under the above scheme, will be considered for Overseas Experience Grant (OEG) if they meet the eligibility criteria listed below (no separate application will be required).
- The value of the award is S$500
- Pre-Trip cash disbursement via PayNow (NRIC)
Eligibility Criteria (Overseas Experience Grant)
- Full-time Undergraduates
- Singapore Citizen or Permanent Resident
- must achieve at least a cumulative Grade Point Average (CGPA) of 2.0 at point of application or consideration for the OEG;
- must have a Monthly Gross Per Capita Income (PCI) not exceeding S$3,000, or Monthly Gross Household Income (GHI) not exceeding S$12,000
Note: Recipients of Pay It Forward Award or the Overseas Experience Grant cannot claim under PSEA for the same programme.
Overseas trip supporting documents are to be submitted under ‘other supporting documents’ section during application. Please refer to the Terms and Conditions for more information.
For clarification on overseas programme documents, please write to Global Learning team at [email protected].
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Pay It Forward - Competitive Sports Award
Application period
| Semester | Application Period |
|---|---|
January | 1 February to 28 February |
July | 1 August to 31 August |
Eligibility Criteria
- Singapore Citizens
- Monthly household per capita income (PCI) of less than S$3,000
- Achieved cumulative Grade Point Average (CGPA) of 3.0
Value of Award
Each award is valued up to S$1,500 and will be disbursed in advance via PayNow (NRIC). The value of the award will be dependent on the destination of your overseas trip as detailed below:
i. ASEAN: S$500
ii. Asia: S$1,000
iii. Worldwide: S$1,500
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
Shortlisted students will be notified via email of their eligibility to apply for the Pay It Forward – Competitive Sports Award. For any enquiries related to the Pay-It-Forward Competition award, please email the Office of Student Life at [email protected] .
SUSS Tech Grant
The SUSS Tech Grant is designed to provide financial assistance to SUSS students for the purchase of technology-related items essential for their academic needs. These items include technological devices, such as laptops, tablets, and any other technology-related devices or software deemed eligible by SUSS.
Note: Software programmes like Microsoft Office, Adobe, SPSS, etc., are not covered under this grant.
Eligibility Criteria
- Open to full-time and part-time undergraduate students who are Singapore Citizens (SC) or Permanent Residents (PR).
- A maximum of 20 grants will be awarded per semester.
- Students must meet the income criterion: Monthly Household Per Capita Income (PCI) ≤ S$1,000.
- Students who meet the eligibility criteria may contact Student Life at [email protected] during the application period.
- Students who do not meet the income criterion and have a CGPA of 3.0 and above may apply for the Pay It Forward (Laptop Assistance Scheme).
Grant Details
- Reimbursement Amount: Up to S$1,000
- Each student is eligible to receive the grant only once during their candidature.
Application Periods and Notification Dates
| Academic Semester | Application Period | Notification Period |
|---|---|---|
| January | 1 February to 28 February | End March |
| July | 1 August to 31 August | End September |
Important Notes
- Review the full Terms and Conditions before applying.
- Ensure all required details and supporting documents are included in your application. Late or incomplete applications will not be processed.
Pay It Forward - Laptop Assistance Scheme
Application period
| Semester | Application Period |
|---|---|
January | 1 February to 28 February |
July | 1 August to 31 August |
Eligibility Criteria
- Singapore Citizens
- Monthly household per capita income (PCI) of less than S$3,000
- Achieved cumulative Grade Point Average (CGPA) of 3.0
During application, the following documents must be submitted under the ‘other supporting documents’ section.
- Model and Pricing: Provide the model and exact pricing of the laptop (e.g., screenshot from an online store, brochure, etc.). Prices must be quoted in SGD.
- Receipt Submission: The receipt of purchase must be submitted within 1 month from the cash disbursement date to [email protected]
- The receipt must show the date of purchase, which should not be earlier than the application period of the award.
- The receipt must clearly state the amount paid and the model of the laptop.
**If the actual cost of the laptop is less than the disbursed amount, you may be required to return the difference in cost to the University.
Value of Award
Each award is valued at up to S$1,000 and will be disbursed in advance via PayNow (NRIC), to help support the purchase of a laptop.
Terms & Conditions
You are advised to read through the Terms and Conditions before applying.
How to Apply
To apply, please submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
If you are not eligible for the Pay It Forward Award-Laptop Assistance Scheme, you may wish to explore the SUSS Tech Grant, a one-time support of up to S$1,000 for technology-related items essential for your academic needs, subject to eligibility criteria and available quota.
Learning Exploration Award
The Learning Exploration Award supports students in pursuing overseas experiential opportunities. These may include presenting their papers at international conferences or participating in overseas learning journeys related to their programme of study. Examples include Bachelor of Science in Psychology students presenting their research at an international conference or embarking on an overseas learning journey related to safety and security.
Eligibility Criteria
- Singapore Citizens and Permanent Residents
- Open to undergraduates from School of Humanities and Behavioural Sciences (SHBS)
- Monthly household per capita income (PCI) of less than S$3,000
Value of Award
Award is given as pre-trip cash disbursement.
The value of the Award will be dependent on the destination of the overseas trip as seen below:
i. ASEAN: S$500ii. Asia: S$1,000
iii. Worldwide: S$1,500
Note:
ASEAN: Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, the Philippines, Singapore, Thailand, Timor-Leste, and Vietnam
ASIA: ASEAN, Australia, Bangladesh, Bhutan, China (incl. Hong Kong and Macau), East Timor, Fiji, India, Japan, Maldives, Mongolia, Nepal, New Zealand, Papau New Guinea, South Korea, Sri Lanka, Taiwan.
Worldwide: All of the world
How to Apply
Shortlisted students will be notified via email of their eligibility to apply for the Learning Exploration Award.
Please be informed that applications for the Overseas Experience Grant (Post-Trip Reimbursement) have ceased with immediate effect.
Students may refer to Awards for Overseas Programmes and Technology Related Expenses → Pay It Forward – Overseas Learning Trip/Overseas Experience Grant (Pre-Trip) for information on other available financial aid schemes. The next application period will open in 2026.
Students who did not complete their overseas trip or missed the application for the July 2025 semester may consider applying for Post-Secondary Education Account (PSEA).
** If you have applied for July 2025 semester, the outcome will be sent to your MyMail account by end of November.
The SUSS Monthly Financial Assistance Scheme provides a monthly allowance to full-time undergraduates (Singapore Citizens and Permanent Residents) who require financial assistance on their living expenses. This award is valued at S$200 per month for one academic year and will be disbursed to recipients as one lump sum of S$2,400. Eligible student is only allowed to apply for this award once during his/her candidature.
Eligibility
- Singapore Citizens or Permanent Residents
- Monthly household Per Capita Income (PCI) of $0
- Residing in a 5-room or smaller HDB flat
- Have not previously received this award
Application Period
1 to 30 June
How to Apply
You need to submit your e-application by the stipulated closing date. Applications received without all required supporting documents will be deemed as incomplete and will not be processed.
You are advised to read through the Terms and Conditions before applying. Applicants will be notified of the outcome via MyMail by end August.
ESG Global-Ready Talent Programme (GRT)
Students who are participating in SUSS-approved Overseas Work Attachment/Internship (OWA/I) programmes may be eligible for funding from the ESG Global-Ready Talent Programme (GRT) which consists of subsistence and travel allowance.
Eligibility Criteria
Students who fulfil the following requirements may be eligible for GRT funding:
- Singapore Citizens or Singapore Permanent Residents
- Students undertaking SUSS full-time undergraduate programmes
- Students must have cleared SUSS’ selection process for the respective overseas programme
- Students should not be previously supported under the same type of GRT (internship) programme, with the same enterprise
- Students must not have been awarded any scholarship or funding whatsoever by anyone in respect of the same items for which the student is granted funding under the GRT funding
Calculation of funding support (SGD)
Enterprise SG will provide funding for eligible internship programmes under the GRT:
| Funding Component | Amount | |
|---|---|---|
| Travel Allowance | $ 1,200 | One-time Lump sum |
| Subsistence Allowance | $ 32.90 per day (≈ $1,000 per month per student) | Flat rate for living expenses |
| Total Allowance | Travel Allowance + Subsistence Allowance | Calculated based on actual duration of stay |
The funding will be based on the dates as stated in the placement letter (inclusive of the start and end dates).
Locations Eligible for Support
GRT will support eligible overseas programmes to the following market categories:
- Regional Markets: Southeast Asia, India and China
- Emerging Markets: Latin America & Caribbean, Russia, Central & Eastern Europe, Central Asia, Middle East and Africa
The full list of countries classified in the above supported markets can be found here.
Application Process
Post-programme Deliverables
Students are required to submit an updated resume, feedback from and a written report detailing their key takeaways and experiences of their overseas programme in the country, within 2 weeks of the programme end date. Please note that the disbursement of the GRT funding will be processed after the post-programme deliverables have been fulfilled.
Questions?
Please contact [email protected] (Attn: Ms Helen Zhang) if you have questions regarding the GRT Funding.
Maritime Cluster Fund (MCF)
The MCF – Industry Attachment supports internships in maritime-related work with S$400 top-up allowance per month for up to 6 months.
Who is Eligible?
Students applying must meet the list of eligibility criteria below:
- Must be a Singaporean or Singapore Permanent Resident;
- Industry attachment programme must be in a maritime-related business entity approved by CareerDev
- Attachment programme must be well-structured and job scope must be maritime-related and enable intern to gain knowledge and experience in maritime businesses. It may be conducted in Singapore, overseas office or on board ships and;
- The period of attachment should be within 4 to 24 weeks.
Questions?.
For more information, please visit MPA website or contact [email protected].
OWA Bridging Loan
Students who are participating in SUSS-approved Overseas Work Attachment (OWA) programmes of at least 4 months in duration may be eligible for the Bridging Loan.
Eligible Criteria
Students who are participating in SUSS-approved Overseas Work Attachment (OWA) programmes of at least 4 months in duration may be eligible for the Bridging Loan.
- Confirmed an OWA placement of at least 4 months in duration
- Received in-principle approval from other funding sources and avenues endorsed by Office of Career Development
- Must not have been awarded any scholarship or funding whatsoever by anyone in respect of the same items for the same OWA programme
Calculation of the Grant (SGD)
The amount of Bridging Loan will be capped at 80% of the total programme funding amount approved for your OWA.
Application Process
Submit the Application Form to [email protected].
Questions?
Please contact [email protected] (Attn: Ms Helen Zhang) if you have questions regarding the OWA Bridging Loan.
The SUSS Student Care Fund aims to provide contingency financial grant for students facing sudden or immediate financial hardship, arising from unexpected family and life situations. The fund is made possible through the generosity of a group of donors. By alleviating financial stress, it enables students to focus on their academic journey and personal development.
Eligibility
- Current SUSS undergraduate and graduate students
- Requires assistance with living expenses due to sudden occurrence of any of the following by the main income contributor and/or co-contributor:
| Situation | Supporting documents |
|---|---|
| Retrenchment / Involuntary no pay leave / Dismissal / Lay off | Company’s letter or email to prove that main contributor and/or co-contributor is/are affected by retrenchment, involuntary no pay leave, dismissal or lay off |
| Demise | Death certificate |
| Debilitating health issues | Medical documents (e.g. official medical bills, appointment letters etc.) |
| Incidents which affect main and/or co-contributor’s ability to provide income and/or sudden increase in essential living expenses | Documents detailing incidents which affect main and/or co-contributor’s ability to provide income and/or sudden increase in essential living expenses |
| Other hardship circumstances to be assessed on a case-by-case basis | Other documents on hardship circumstances as deemed relevant |
Value of the Grant
The value of the grant for each eligible recipient is $1,000 which will be given as outright cash via PayNow (NRIC).
Terms & Conditions
You are advised to read the Terms and Conditions before applying.
How to Apply
Application for SUSS Student Care Fund is open all year round. To apply, please click here to submit your online application with supporting documents. Applications without supporting documents would be considered incomplete and will not be processed.
Applicants will be notified of the outcome via email within 2 weeks of your application.
Please note that applications received after 15 December of each Academic Year will be considered for the following January semester. For example, for applications received after 15 December 2026, they will be considered for January 2027 semester.
The University reserves the right to amend the terms and conditions for the grant or to terminate this financial aid at its sole discretion without prior notice.
The Post Secondary Education Account (PSEA) scheme helps parents save for their children's post-secondary education by maintaining a Post-Secondary Education Account (PSEA) for each eligible child. This is part of the Government's efforts to encourage every Singaporean to complete his post-secondary education. It also underscores the Government's commitment to support families in investing in the future education of their children, and to prepare them for the economy of the future. PSEA is not a bank account. It is administered by the Ministry of Education and is open automatically for all eligible Singaporeans.
Students may apply to use their own or their siblings' PSEA to pay fees to be incurred at Singapore University of Social Sciences, among other approved institutions.
PSEA Balance
Edusave Account balances of students, if any, will be transferred to their PSEA. You can visit the MOE PSEA Scheme website to find out more details on the PSEA Scheme. To find out your PSEA balance, you can call the PSEA/Edusave enquiry line at +65 6260 0777 or contact MOE at www.moe.gov.sg/contact.
How to Apply?
For ongoing withdrawal of PSEA fund to pay for tuition fees and miscellaneous fees
- Using your own account only, your own and sibling’s/siblings’ accounts OR solely your sibling’s/siblings’ accounts: submit a Standing Order (SO) Form1here.
You can refer to this guide on how to submit the online application.
For one-time withdrawal of PSEA fund to pay tuition fees and/or miscellaneous fees or enrichment programme fees that are approved and endorsed by the University
- Using your own account only, your own and sibling’s/siblings’ OR solely your sibling’s/siblings’: submit an Ad-Hoc Form2here. You will need to submit a new form if you wish to pay the fees in the subsequent semesters.
You can refer to this guide on how to submit the online application.
1 & 2 You will need to log in using your SingPass account for the online PSEA application. Students below 21 years old will require parents to log in on their behalf
Application Period
Please submit the application by the stipulated deadline.
| Application Type | New Students | Current Students |
|---|---|---|
| Standing Order | AY2025 Intake: 2 June 2025 to 3 August 2025 | AY2024 Intake and earlier July 2025 semester: 2 June 2025 to 3 August 2025 |
| Adhoc Withdrawal | AY2025 Intake: 21 July 2025 to 3 August 2025 | AY2024 Intake and earlier July 2025 semester: 21 July 2025 to 3 August 2025 |
Termination Request
A SO is a one-time application for automatic withdrawal of PSEA fund until either the fund is used up or when the SO is terminated (SO Termination Form) or replaced (submission of new SO).
For termination of SO, please submit your SO Termination Form to MOE online.